Our Fees

As fee-only advisors, our interests are aligned with yours.

We are fee-only advisors and 100% of our revenue is from clients. We receive no commissions on investment products, insurance policies or other financial vehicles. Our fees are calculated as a percentage of the investments we are responsible for managing, and they cover all aspects of our work with you. We never add further charges for our financial planning work. Our fees are structured to be comprehensive, transparent and easy to calculate.

The annual fee is calculated according to the following schedule:

Value of Account Assets Annual Fee Rate
On account assets up to $1,000,000 1.00.% plus
On account assets above $1,000,000 up to $2,000,000 0.75% plus
On account assets above $2,000,000 0.50%
Minimum Annual Fee $10,000

 

We calculate the quarterly fees at the beginning of each calendar quarter, based on the total account value on the last day of the prior quarter. Generally, our clients prefer that we deduct their fees directly from their non-tax deferred account, but they also have the option to pay their fee directly.

The Humphreys Group holds all clients’ investment accounts at Charles Schwab & Co. Schwab charges custodial fees, including wire transfer and electronic fund fees, and transaction fees when a trade is made in the account. These fees are in addition to The Humphreys Group management fee.